/* =========================================================================
   NORTHCREST — Investment Platform
   Institutional design system: navy · warm ivory · restrained brass.
   Principles: flat fills (no gradients), hairline rules, restrained shadow,
   strong type hierarchy, generous whitespace. Color used sparingly.
   ========================================================================= */
@import url('https://fonts.googleapis.com/css2?family=Fraunces:ital,opsz,wght@0,9..144,300..600;1,9..144,300..600&family=Manrope:wght@300;400;500;600;700&display=swap');

:root{
  --ink:#0E2233;          /* navy — headings, dark bands, primary buttons */
  --ink-2:#16324B;        /* lighter navy (hover) */
  --accent:#B07D3C;       /* brass — used sparingly */
  --accent-2:#C89A57;
  --text:#2B3742;
  --muted:#6A7682;
  --paper:#FFFFFF;
  --soft:#F5F3EE;         /* warm ivory section bg */
  --soft-2:#EEEAE1;
  --line:#E4E0D6;         /* warm hairline on light */
  --line-strong:rgba(14,34,51,.16);
  --display:'Fraunces',Georgia,'Times New Roman',serif;
  --body:'Manrope',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --shadow:0 22px 48px -30px rgba(14,34,51,.30);
  --radius:12px;
  --maxw:1220px;
}

/* ---------- base ---------- */
body{background:var(--paper)!important;color:var(--text)!important;font-family:var(--body)!important;
  font-size:17px;line-height:1.72;-webkit-font-smoothing:antialiased;overflow-x:hidden;}
.body-overlay-bg{display:none!important;}
main{background:var(--paper);}
img{max-width:100%;height:auto;}
a{text-decoration:none;}
.preloader{background:var(--paper)!important;}
.preloader .spinner{border-top-color:var(--ink)!important;}
::selection{background:var(--ink);color:#fff;}
.nc-container{max-width:var(--maxw);margin:0 auto;padding:0 28px;}

/* ---------- title kit ---------- */
.nc-eyebrow{display:inline-flex;align-items:center;gap:12px;font-family:var(--body);font-weight:600;font-size:12px;
  letter-spacing:.22em;text-transform:uppercase;color:var(--accent);margin-bottom:20px;}
.nc-eyebrow::before{content:"";width:26px;height:1px;background:var(--accent);display:inline-block;}
.nc-eyebrow.center{justify-content:center;}
.nc-title{font-family:var(--display);font-weight:400;font-size:clamp(2rem,3.7vw,3.1rem);line-height:1.12;
  letter-spacing:-.005em;color:var(--ink);margin:0 0 20px;}
.nc-title em{font-style:italic;color:var(--accent);}
.nc-lead{font-size:1.06rem;color:var(--muted);max-width:600px;line-height:1.78;}
.nc-head-center{text-align:center;max-width:700px;margin:0 auto 58px;}
.nc-head-center .nc-lead{margin:0 auto;}

/* ---------- buttons (flat) ---------- */
.td-btn{font-family:var(--body)!important;font-weight:600!important;letter-spacing:.01em;border-radius:4px!important;
  padding:14px 26px!important;transition:transform .3s ease,background .3s ease,color .3s ease,border-color .3s ease!important;}
.td-btn .btn-icon svg path{fill:currentColor!important;}
.td-btn.gradient-btn{background:var(--ink)!important;color:#fff!important;border:1px solid var(--ink)!important;box-shadow:none!important;}
.td-btn.gradient-btn:hover{background:var(--ink-2)!important;border-color:var(--ink-2)!important;color:#fff!important;transform:translateY(-2px)!important;}
.td-btn.btn-fill-border{background:transparent!important;border:1px solid var(--line-strong)!important;color:var(--ink)!important;}
.td-btn.btn-fill-border:hover{background:var(--ink)!important;color:#fff!important;border-color:var(--ink)!important;transform:translateY(-2px)!important;}

/* ---------- header (light) ---------- */
header .header-area{background:rgba(255,255,255,.94)!important;backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line)!important;padding:8px 0;transition:box-shadow .4s,padding .4s;}
header .header-area.header-style-one{border-top:none!important;}
header .header-area.sticky,header #header-sticky.sticky{background:#fff!important;box-shadow:0 1px 0 var(--line),0 12px 30px -22px rgba(14,34,51,.3);padding:3px 0;}
.header-inner{padding-left:28px;padding-right:28px;}
.header-logo img,.offcanvas-logo img,.footer-logo img{height:44px!important;width:auto!important;max-width:none!important;object-fit:contain!important;}
.td-main-menu nav>ul>li>a{font-family:var(--body)!important;font-weight:500!important;font-size:15px!important;
  letter-spacing:.005em;color:var(--text)!important;text-transform:none!important;position:relative;padding:10px 2px;}
.td-main-menu nav>ul>li{margin:0 17px;}
.td-main-menu nav>ul>li>a::after{content:"";position:absolute;left:0;bottom:4px;height:1px;width:0;background:var(--accent);transition:width .35s;}
.td-main-menu nav>ul>li>a:hover::after,.td-main-menu nav>ul>li.active>a::after{width:100%;}
.td-main-menu nav>ul>li.active>a,.td-main-menu nav>ul>li>a:hover{color:var(--ink)!important;}
.header-hamburger .menu-icon span{background:var(--ink)!important;}

/* ---------- services dropdown ---------- */
.td-main-menu nav>ul>li.nc-has-drop{position:relative;}
.td-main-menu nav>ul>li.nc-has-drop>a .car{font-size:9px;margin-left:6px;opacity:.6;transition:transform .3s;}
.td-main-menu nav>ul>li.nc-has-drop:hover>a .car{transform:rotate(180deg);}
.nc-dropdown{position:absolute;top:calc(100% + 14px);right:0;left:auto;width:520px;background:#fff;
  border:1px solid var(--line);border-radius:10px;padding:14px;opacity:0;visibility:hidden;transform:translateY(10px);
  transition:opacity .28s,transform .28s,visibility .28s;box-shadow:var(--shadow);z-index:60;}
.td-main-menu nav>ul>li.nc-has-drop:hover .nc-dropdown{opacity:1;visibility:visible;transform:translateY(0);}
.nc-dropdown::before{content:"";position:absolute;top:-16px;left:0;right:0;height:18px;}
.nc-dd-head{font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent);padding:6px 10px 12px;font-weight:600;}
.nc-dd-grid{display:grid!important;grid-template-columns:1fr 1fr;gap:4px;}
.td-main-menu nav>ul>li.nc-has-drop .nc-dropdown a{display:flex!important;align-items:center;gap:13px;padding:11px 12px!important;margin:0!important;
  border-radius:8px;color:var(--ink)!important;font-weight:600!important;line-height:1.25!important;transition:background .22s;text-transform:none!important;}
.nc-dropdown a::after{display:none!important;}
.nc-dropdown a:hover{background:var(--soft);}
.nc-dropdown .di{flex:0 0 auto;width:40px;height:40px;border-radius:8px;display:flex;align-items:center;justify-content:center;
  background:var(--soft);border:1px solid var(--line);color:var(--ink);font-size:16px;transition:background .22s,color .22s;}
.nc-dropdown a:hover .di{background:var(--ink);color:#fff;border-color:var(--ink);}
.nc-dropdown .dt{display:flex;flex-direction:column;gap:1px;min-width:0;}
.nc-dropdown .dt b{font-weight:600;font-size:14.5px;color:var(--ink);}
.nc-dropdown .dt small{font-size:12px;color:var(--muted);}
.nc-dd-all{display:flex!important;align-items:center;justify-content:center;gap:9px;margin-top:8px!important;padding:13px!important;
  border-radius:8px;text-transform:none!important;line-height:1!important;background:var(--ink);color:#fff!important;font-weight:600!important;font-size:13.5px!important;transition:background .22s;}
.nc-dd-all::after{display:none!important;}
.nc-dd-all em{font-style:normal;transition:transform .25s;}
.nc-dd-all:hover{background:var(--ink-2);}
.nc-dd-all:hover em{transform:translateX(4px);}
.nc-mobile-services{margin-top:14px;border-top:1px solid var(--line);padding-top:14px;}
.nc-mobile-services>span{display:block;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent);margin-bottom:8px;font-weight:600;}
.nc-mobile-services a{display:flex;align-items:center;gap:10px;padding:9px 0;color:var(--text)!important;font-size:15px;}
.nc-mobile-services a i{color:var(--accent);width:18px;}

/* mobile Services accordion (functional tap-to-expand) */
.td-offcanvas-menu .nc-has-drop{display:none!important;} /* hide dead cloned hover-dropdown item */
.nc-msvc{border-top:1px solid var(--line);}
.nc-msvc-toggle{width:100%;display:flex;justify-content:space-between;align-items:center;background:none;border:none;
  padding:16px 0;font-family:var(--body);font-weight:500;font-size:16px;color:var(--text);cursor:pointer;text-align:left;}
.nc-msvc-toggle i{transition:transform .3s ease;color:var(--muted);font-size:12px;}
.nc-msvc.open .nc-msvc-toggle{color:var(--ink);}
.nc-msvc.open .nc-msvc-toggle i{transform:rotate(180deg);color:var(--accent);}
.nc-msvc-list{max-height:0;overflow:hidden;transition:max-height .35s ease;}
.nc-msvc-list a{display:flex;align-items:center;gap:12px;padding:11px 0 11px 6px;color:var(--text)!important;font-size:15px;border-top:1px solid var(--line);}
.nc-msvc-list a:first-child{border-top:none;}
.nc-msvc-list a i{color:var(--accent);width:18px;text-align:center;}
.nc-msvc-list a.all{color:var(--ink)!important;font-weight:600;}

/* offcanvas (mobile slide-out menu) -> light */
.offcanvas-area{background:var(--paper)!important;border-left:1px solid var(--line);}
.offcanvas-top{border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:6px;}
.offcanvas-close-icon{background:var(--ink)!important;color:#fff!important;}
.offcanvas-close-icon svg path{stroke:#fff!important;}
.td-offcanvas-menu nav ul li a{color:var(--text)!important;border-bottom:1px solid var(--line)!important;text-transform:none!important;font-family:var(--body)!important;font-weight:500!important;}
.td-offcanvas-menu nav ul li a:hover{color:var(--accent)!important;}
.td-offcanvas-menu nav ul li.active>a{color:var(--ink)!important;}
.offcanvas-area .nc-dropdown{display:none!important;}
.offcanvas-area .nc-has-drop>a .car{color:var(--muted)!important;}
.offcanvas-btns .td-btn{justify-content:center;}

/* ---------- section shells ---------- */
.nc-section{padding:104px 0;}
.nc-section.tight{padding:82px 0;}
.nc-cream{background:var(--soft);}
.nc-paper-bg{background:var(--paper);}
.nc-dark-sec{background:var(--soft);}

/* ============================================================
   HERO
   ============================================================ */
.nc-hero{position:relative;background:var(--paper);color:var(--text);padding:172px 0 92px;overflow:hidden;border-bottom:1px solid var(--line);}
.nc-hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.06fr .94fr;gap:64px;align-items:center;max-width:var(--maxw);margin:0 auto;padding:0 28px;}
.nc-hero-slider .nc-slides{position:relative;min-height:246px;}
.nc-slide{position:absolute;top:0;left:0;right:0;opacity:0;visibility:hidden;transform:translateY(12px);transition:opacity .6s ease,transform .6s ease,visibility .6s;}
.nc-slide.active{opacity:1;visibility:visible;transform:none;position:relative;}
.nc-hero-slider h1{font-family:var(--display);font-weight:400;font-size:clamp(2.5rem,5vw,4.1rem);line-height:1.06;letter-spacing:-.015em;margin:0 0 22px;color:var(--ink);}
.nc-hero-slider h1 em{font-style:italic;color:var(--accent);}
.nc-hero-slider .nc-sub{font-size:1.1rem;color:var(--muted);max-width:516px;margin:0;line-height:1.75;}
.nc-hero-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center;margin-top:36px;}
.nc-slide-dots{display:flex;gap:8px;margin-top:32px;}
.nc-dot{width:26px;height:3px;border-radius:0;border:none;background:var(--line);cursor:pointer;padding:0;transition:background .3s,width .3s;}
.nc-dot.active{background:var(--accent);width:42px;}

.nc-hero-collage{position:relative;padding:8px 26px 30px 0;}
.nc-hero-collage .img-main{position:relative;border-radius:var(--radius);overflow:hidden;aspect-ratio:4/4.5;box-shadow:var(--shadow);}
.nc-hero-collage .img-main img,.nc-hero-collage .img-sub img{transition:opacity .45s ease;}
.nc-hero-collage .img-main img{width:100%;height:100%;object-fit:cover;}
.nc-hero-collage .img-sub{position:absolute;left:-24px;bottom:0;width:42%;aspect-ratio:1/1;border-radius:10px;overflow:hidden;border:6px solid var(--paper);box-shadow:var(--shadow);}
.nc-hero-collage .img-sub img{width:100%;height:100%;object-fit:cover;}
.nc-hero-stat{position:absolute;top:26px;right:-6px;background:#fff;color:var(--ink);border-radius:10px;padding:14px 18px;display:flex;align-items:center;gap:14px;box-shadow:var(--shadow);border:1px solid var(--line);}
.nc-hero-stat .ico{width:42px;height:42px;border-radius:8px;display:flex;align-items:center;justify-content:center;background:var(--ink);color:#fff;}
.nc-hero-stat .meta{display:flex;flex-direction:column;line-height:1.1;}
.nc-hero-stat .v{font-family:var(--display);font-size:1.5rem;color:var(--ink);}
.nc-hero-stat .t{font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-top:3px;}
.nc-hero-pill{position:absolute;right:14px;bottom:34px;display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);
  color:var(--ink);font-size:12.5px;font-weight:600;border-radius:40px;padding:8px 16px 8px 10px;box-shadow:var(--shadow);}
.nc-hero-pill .av-row{display:inline-flex;}
.nc-hero-pill .av-row i{width:22px;height:22px;border-radius:50%;border:2px solid #fff;margin-right:-8px;background:var(--ink);display:inline-block;}
.nc-hero-pill .av-row i:nth-child(2){background:var(--ink-2);}
.nc-hero-pill .av-row i:nth-child(3){background:var(--accent);margin-right:10px;}
.nc-ticker{position:relative;z-index:2;max-width:var(--maxw);margin:56px auto 0;padding:0 28px;}
.nc-ticker .tradingview-widget-container{border:1px solid var(--line);border-radius:8px;overflow:hidden;background:#fff;}

.nc-check-list{list-style:none;margin:28px 0 0;padding:0;display:grid;gap:15px;}
.nc-check-list li{display:flex;gap:13px;align-items:flex-start;color:var(--text);font-size:16px;}
.nc-check-list li i{color:var(--accent);margin-top:4px;font-size:14px;}
.nc-check-list.two-col{grid-template-columns:1fr 1fr;gap:15px 28px;}

/* ============================================================
   WHAT WE DO
   ============================================================ */
.nc-wwd-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.nc-wwd-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;color:inherit;transition:transform .4s,box-shadow .4s,border-color .4s;}
.nc-wwd-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--line-strong);}
.nc-wwd-card .ph{position:relative;aspect-ratio:16/11;overflow:hidden;}
.nc-wwd-card .ph img{width:100%;height:100%;object-fit:cover;transition:transform .8s;}
.nc-wwd-card:hover .ph img{transform:scale(1.05);}
.nc-wwd-card .ph .ic{position:absolute;left:20px;bottom:-22px;width:50px;height:50px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--ink);color:#fff;font-size:20px;}
.nc-wwd-card .bd{padding:36px 26px 30px;display:flex;flex-direction:column;flex:1;}
.nc-wwd-card h3{font-family:var(--display);font-size:1.45rem;color:var(--ink);margin:0 0 12px;}
.nc-wwd-card p{color:var(--muted);font-size:14.5px;line-height:1.65;margin:0 0 18px;}
.nc-wwd-card .more{margin-top:auto;color:var(--accent);font-weight:600;font-size:13.5px;letter-spacing:.02em;}
.nc-consult{margin-top:44px;background:var(--ink);border-radius:var(--radius);padding:38px 46px;display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;}
.nc-consult .nc-eyebrow{color:var(--accent-2);margin-bottom:10px;}
.nc-consult .nc-eyebrow::before{background:var(--accent-2);}
.nc-consult h3{font-family:var(--display);font-weight:400;font-size:clamp(1.4rem,2.3vw,1.95rem);color:#fff;margin:0;}
.nc-consult .td-btn.gradient-btn{background:#fff!important;color:var(--ink)!important;border-color:#fff!important;}
.nc-consult .td-btn.gradient-btn:hover{background:var(--soft)!important;color:var(--ink)!important;}

/* ============================================================
   ASSET CLASSES (image tiles)
   ============================================================ */
.nc-assets{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;}
.nc-asset{position:relative;display:block;border-radius:var(--radius);overflow:hidden;aspect-ratio:4/3.1;color:#fff;}
.nc-asset img{width:100%;height:100%;object-fit:cover;transition:transform .7s cubic-bezier(.2,.7,.2,1);}
.nc-asset:hover img{transform:scale(1.08);}
.nc-asset .ov{position:absolute;inset:0;display:flex;flex-direction:column;justify-content:flex-end;padding:26px;
  background:linear-gradient(180deg,rgba(14,34,51,0) 30%,rgba(14,34,51,.85));}
.nc-asset .lab h3{font-family:var(--display);font-size:1.5rem;color:#fff;margin:0 0 4px;}
.nc-asset .lab p{font-size:13.5px;color:rgba(255,255,255,.82);margin:0;}
.nc-asset .go{display:inline-flex;align-items:center;gap:8px;margin-top:14px;font-size:12px;font-weight:700;
  letter-spacing:.08em;text-transform:uppercase;color:var(--accent-2);opacity:0;transform:translateY(8px);transition:opacity .35s,transform .35s;}
.nc-asset:hover .go{opacity:1;transform:translateY(0);}
@media (max-width:991px) and (min-width:768px){.nc-assets{grid-template-columns:repeat(2,1fr);}}
/* mobile: swipeable horizontal carousel */
@media (max-width:767px){
  .nc-assets{display:flex;grid-template-columns:none;gap:14px;overflow-x:auto;scroll-snap-type:x mandatory;
    -webkit-overflow-scrolling:touch;scrollbar-width:none;margin:0 -28px;padding:4px 28px 16px;}
  .nc-assets::-webkit-scrollbar{display:none;}
  .nc-asset{flex:0 0 80%;scroll-snap-align:center;aspect-ratio:4/3.4;}
  .nc-asset .go{opacity:1;transform:none;} /* no hover on touch */
  .nc-assets .nc-asset:last-child{margin-right:0;}
}

/* ============================================================
   WHY CHOOSE
   ============================================================ */
.nc-why-grid{display:grid;grid-template-columns:1fr 1fr;gap:66px;align-items:center;}
.nc-why-figure{position:relative;border-radius:var(--radius);overflow:hidden;aspect-ratio:5/6;box-shadow:var(--shadow);}
.nc-why-figure img{width:100%;height:100%;object-fit:cover;}
.nc-why-figure .chip{position:absolute;left:24px;bottom:24px;right:24px;background:#fff;border:1px solid var(--line);color:var(--ink);border-radius:10px;padding:18px 22px;}
.nc-why-figure .chip .v{font-family:var(--display);font-size:1.9rem;color:var(--ink);}
.nc-why-figure .chip .t{font-size:13.5px;color:var(--muted);}
.nc-feats{display:grid;gap:0;margin-top:30px;}
.nc-feat{display:flex;gap:20px;padding:24px 0;border-top:1px solid var(--line);}
.nc-feat:last-child{border-bottom:1px solid var(--line);}
.nc-feat .fi{flex:0 0 auto;width:48px;height:48px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--soft);border:1px solid var(--line);color:var(--ink);font-size:20px;}
.nc-feat h3{font-family:var(--display);font-size:1.2rem;color:var(--ink);margin:0 0 6px;}
.nc-feat p{color:var(--muted);font-size:14.5px;margin:0;line-height:1.6;}

/* ============================================================
   STEPS / GOALS
   ============================================================ */
.nc-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px;}
.nc-step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:36px 30px;transition:transform .4s,border-color .4s,box-shadow .4s;}
.nc-step:hover{transform:translateY(-6px);border-color:var(--line-strong);box-shadow:var(--shadow);}
.nc-step .sn{font-family:var(--display);font-size:1.05rem;color:var(--accent);letter-spacing:.08em;}
.nc-step .sicon{width:54px;height:54px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--ink);margin:0 0 22px;color:#fff;font-size:22px;}
.nc-step h3{font-family:var(--display);font-size:1.25rem;color:var(--ink);margin:0 0 12px;}
.nc-step p{color:var(--muted);font-size:14.5px;margin:0;line-height:1.65;}

/* ============================================================
   METRICS (navy band)
   ============================================================ */
.nc-metrics{background:var(--ink);color:#fff;}
.nc-metrics .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;max-width:var(--maxw);margin:0 auto;padding:70px 28px;}
.nc-metric{text-align:center;position:relative;}
.nc-metric:not(:last-child)::after{content:"";position:absolute;right:-15px;top:14%;height:72%;width:1px;background:rgba(255,255,255,.16);}
.nc-metric .v{font-family:var(--display);font-size:clamp(2.2rem,4vw,3.1rem);color:#fff;line-height:1;}
.nc-metric .v span{color:var(--accent-2);}
.nc-metric .l{margin-top:14px;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.78);font-weight:600;}
.nc-metric .d{margin-top:10px;font-size:13.5px;color:rgba(255,255,255,.6);max-width:230px;margin-left:auto;margin-right:auto;line-height:1.55;}

/* ============================================================
   INVESTMENT PACKAGES
   ============================================================ */
.nc-pkgs{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;align-items:stretch;}
.nc-pkg{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 22px;transition:transform .35s,box-shadow .35s,border-color .35s;}
.nc-pkg:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--line-strong);}
.nc-pkg.featured{background:var(--ink);border-color:var(--ink);}
.nc-pkg-flag{position:absolute;top:-11px;left:50%;transform:translateX(-50%);background:var(--accent);color:#fff;font-size:10.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 14px;border-radius:3px;white-space:nowrap;}
.nc-pkg-name{font-family:var(--display);font-size:1.3rem;color:var(--ink);margin:0 0 8px;}
.nc-pkg.featured .nc-pkg-name{color:#fff;}
.nc-pkg-min{font-size:1.02rem;font-weight:700;color:var(--ink);}
.nc-pkg.featured .nc-pkg-min{color:#fff;}
.nc-pkg-min span{font-size:12px;font-weight:500;color:var(--muted);}
.nc-pkg.featured .nc-pkg-min span{color:rgba(255,255,255,.65);}
.nc-pkg-max{font-size:12.5px;color:var(--muted);margin-top:2px;}
.nc-pkg.featured .nc-pkg-max{color:rgba(255,255,255,.65);}
.nc-pkg-roi{text-align:center;margin:22px 0;padding:18px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
.nc-pkg.featured .nc-pkg-roi{border-color:rgba(255,255,255,.16);}
.nc-pkg-roi .big{font-family:var(--display);font-size:2.3rem;line-height:1;color:var(--ink);}
.nc-pkg.featured .nc-pkg-roi .big{color:var(--accent-2);}
.nc-pkg-roi .lbl{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-top:8px;}
.nc-pkg.featured .nc-pkg-roi .lbl{color:rgba(255,255,255,.7);}
.nc-pkg-list{list-style:none;margin:0 0 22px;padding:0;display:grid;gap:11px;}
.nc-pkg-list li{display:flex;justify-content:space-between;gap:8px;font-size:13.5px;color:var(--text);align-items:center;}
.nc-pkg-list li span{color:var(--muted);}
.nc-pkg-list li b{color:var(--ink);}
.nc-pkg-list li i{color:var(--accent);margin-right:8px;}
.nc-pkg.featured .nc-pkg-list li{color:rgba(255,255,255,.86);}
.nc-pkg.featured .nc-pkg-list li span{color:rgba(255,255,255,.62);}
.nc-pkg.featured .nc-pkg-list li b{color:#fff;}
.nc-pkg.featured .nc-pkg-list li i{color:var(--accent-2);}
.nc-pkg.featured .td-btn.gradient-btn{background:#fff!important;color:var(--ink)!important;border-color:#fff!important;}
.nc-pkg.featured .td-btn.btn-fill-border{border-color:rgba(255,255,255,.4)!important;color:#fff!important;}
.nc-pkg.featured .td-btn.btn-fill-border:hover{background:#fff!important;color:var(--ink)!important;}
.nc-pkg>.td-btn{margin-top:auto;}
.nc-price-note{text-align:center;color:var(--muted);font-size:13.5px;margin:40px auto 0;max-width:620px;}

/* ============================================================
   MEMBERSHIP TIERS (ranking)
   ============================================================ */
.nc-ranks{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;align-items:stretch;}
.nc-rank{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:30px 26px;transition:transform .35s,box-shadow .35s,border-color .35s;}
.nc-rank:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--line-strong);}
.nc-rank.featured{background:var(--ink);border-color:var(--ink);}
.nc-rank-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px;}
.nc-rank-tier{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent);font-weight:600;}
.nc-rank.featured .nc-rank-tier{color:var(--accent-2);}
.nc-rank-badge{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  border:1px solid var(--line);font-family:var(--display);font-size:1rem;color:var(--ink);}
.nc-rank.featured .nc-rank-badge{border-color:rgba(255,255,255,.3);color:#fff;}
.nc-rank-name{font-family:var(--display);font-size:1.5rem;color:var(--ink);margin:0 0 16px;}
.nc-rank.featured .nc-rank-name{color:#fff;}
.nc-rank-bonus{display:flex;flex-direction:column;padding:16px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:18px;}
.nc-rank.featured .nc-rank-bonus{border-color:rgba(255,255,255,.16);}
.nc-rank-bonus .b{font-family:var(--display);font-size:2.2rem;line-height:1;color:var(--ink);}
.nc-rank.featured .nc-rank-bonus .b{color:var(--accent-2);}
.nc-rank-bonus .l{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-top:7px;}
.nc-rank.featured .nc-rank-bonus .l{color:rgba(255,255,255,.7);}
.nc-rank-reqs{list-style:none;margin:0 0 16px;padding:0;display:grid;gap:10px;}
.nc-rank-reqs li{display:flex;justify-content:space-between;gap:8px;font-size:13.5px;}
.nc-rank-reqs li span{color:var(--muted);}
.nc-rank-reqs li b{color:var(--ink);}
.nc-rank.featured .nc-rank-reqs li span{color:rgba(255,255,255,.65);}
.nc-rank.featured .nc-rank-reqs li b{color:#fff;}
.nc-rank-desc{font-size:13.5px;color:var(--muted);line-height:1.6;margin:auto 0 0;}
.nc-rank.featured .nc-rank-desc{color:rgba(255,255,255,.72);}
@media (max-width:1100px){.nc-ranks{grid-template-columns:repeat(2,1fr);}}
@media (max-width:560px){.nc-ranks{grid-template-columns:1fr;}}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.nc-tmls{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.nc-tml{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;margin:0;display:flex;flex-direction:column;transition:transform .35s,border-color .35s,box-shadow .35s;}
.nc-tml:hover{transform:translateY(-5px);border-color:var(--line-strong);box-shadow:var(--shadow);}
.nc-tml .stars{color:var(--accent);font-size:12px;letter-spacing:2px;margin-bottom:18px;}
.nc-tml blockquote{font-family:var(--display);font-style:italic;font-size:1.12rem;line-height:1.6;color:var(--ink);margin:0 0 26px;flex:1;font-weight:400;}
.nc-tml figcaption{display:flex;align-items:center;gap:14px;border-top:1px solid var(--line);padding-top:20px;}
.nc-tml .av{flex:0 0 auto;width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--ink);color:#fff;font-weight:600;font-size:14px;}
.nc-tml .who{display:flex;flex-direction:column;}
.nc-tml .who b{color:var(--ink);font-size:15px;}
.nc-tml .who small{color:var(--muted);font-size:12.5px;}

/* ============================================================
   TRADINGVIEW
   ============================================================ */
.nc-tv-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:22px;}
.nc-tv-panel{height:500px;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);background:#fff;}
.nc-tv-panel .tradingview-widget-container{height:100%;}

/* ============================================================
   CTA (navy image band)
   ============================================================ */
.nc-cta-wrap{position:relative;border-radius:var(--radius);overflow:hidden;max-width:var(--maxw);margin:0 auto;}
.nc-cta-wrap .bg{position:absolute;inset:0;}
.nc-cta-wrap .bg img{width:100%;height:100%;object-fit:cover;}
.nc-cta-wrap .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(14,34,51,.95) 32%,rgba(14,34,51,.6));}
.nc-cta-inner{position:relative;z-index:2;padding:86px 64px;max-width:660px;color:#fff;}
.nc-cta-inner .nc-eyebrow{color:var(--accent-2);}
.nc-cta-inner .nc-eyebrow::before{background:var(--accent-2);}
.nc-cta-inner h2{font-family:var(--display);font-weight:400;font-size:clamp(2rem,3.5vw,2.9rem);line-height:1.12;margin:0 0 20px;color:#fff;}
.nc-cta-inner p{color:rgba(255,255,255,.8);font-size:1.05rem;margin:0 0 32px;}
.nc-cta-actions{display:flex;flex-wrap:wrap;gap:14px;}
.nc-cta-inner .td-btn.gradient-btn{background:#fff!important;color:var(--ink)!important;border-color:#fff!important;}
.nc-cta-inner .td-btn.gradient-btn:hover{background:var(--soft)!important;}
.nc-cta-inner .td-btn.btn-fill-border{border-color:rgba(255,255,255,.45)!important;color:#fff!important;}
.nc-cta-inner .td-btn.btn-fill-border:hover{background:#fff!important;color:var(--ink)!important;border-color:#fff!important;}

/* ============================================================
   INSIGHTS / ARTICLES
   ============================================================ */
.nc-insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.nc-article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:transform .4s,box-shadow .4s;display:flex;flex-direction:column;}
.nc-article:hover{transform:translateY(-6px);box-shadow:var(--shadow);}
.nc-article .th{aspect-ratio:16/10;overflow:hidden;}
.nc-article .th img{width:100%;height:100%;object-fit:cover;transition:transform .8s;}
.nc-article:hover .th img{transform:scale(1.05);}
.nc-article .ab{padding:26px;display:flex;flex-direction:column;flex:1;}
.nc-article .date{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);}
.nc-article h3{font-family:var(--display);font-size:1.28rem;line-height:1.25;color:var(--ink);margin:12px 0;}
.nc-article h3 a{color:inherit;}
.nc-article p{color:var(--muted);font-size:14.5px;margin:0 0 18px;line-height:1.6;}
.nc-article .more{margin-top:auto;color:var(--accent);font-weight:600;font-size:13.5px;}

/* ============================================================
   CERTIFICATIONS
   ============================================================ */
.nc-certs{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:72px 0;}
.nc-certs-lbl{text-align:center;font-family:var(--display);font-size:1.3rem;color:var(--ink);margin:0 0 42px;font-style:italic;}
.nc-cert-row{display:flex;flex-wrap:wrap;justify-content:center;gap:46px;}
.nc-cert{display:flex;flex-direction:column;align-items:center;text-align:center;width:148px;}
.nc-cert svg{width:70px;height:auto;}
.nc-cert-cap{margin-top:12px;}
.nc-cert-cap b{display:block;font-size:13px;color:var(--ink);font-weight:600;line-height:1.3;}
.nc-cert-cap span{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);}

/* ============================================================
   INNER HERO (services)
   ============================================================ */
.nc-inner-hero{position:relative;background:var(--soft);color:var(--text);padding:172px 0 92px;overflow:hidden;border-bottom:1px solid var(--line);}
.nc-inner-hero.short{padding-bottom:80px;}
.nc-inner-hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center;}
.nc-inner-hero h1{font-family:var(--display);font-weight:400;font-size:clamp(2.4rem,4.6vw,3.7rem);line-height:1.08;letter-spacing:-.012em;margin:0 0 20px;color:var(--ink);}
.nc-inner-hero h1 em{font-style:italic;color:var(--accent);}
.nc-inner-hero .nc-sub{font-size:1.08rem;color:var(--muted);max-width:540px;margin:0 0 32px;line-height:1.7;}
.nc-inner-hero .visual .frame{border-radius:var(--radius);overflow:hidden;aspect-ratio:4/3;box-shadow:var(--shadow);}
.nc-inner-hero .visual .frame img{width:100%;height:100%;object-fit:cover;}
.nc-crumbs{font-size:13px;letter-spacing:.03em;color:var(--muted);margin-bottom:22px;}
.nc-crumbs.center{display:flex;justify-content:center;gap:8px;}
.nc-crumbs a{color:var(--text)!important;}
.nc-crumbs a:hover{color:var(--accent)!important;}
.nc-crumbs span{margin:0 8px;color:var(--accent);}

/* services index grid */
.nc-svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.nc-svc-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;color:inherit;transition:transform .4s,box-shadow .4s,border-color .4s;}
.nc-svc-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--line-strong);}
.nc-svc-card .ph{aspect-ratio:16/10;overflow:hidden;}
.nc-svc-card .ph img{width:100%;height:100%;object-fit:cover;transition:transform .8s;}
.nc-svc-card:hover .ph img{transform:scale(1.05);}
.nc-svc-card .bd{padding:26px 26px 30px;display:flex;flex-direction:column;flex:1;position:relative;}
.nc-svc-card .ic{position:absolute;top:-25px;right:24px;width:50px;height:50px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--ink);color:#fff;font-size:20px;}
.nc-svc-card h3{font-family:var(--display);font-size:1.4rem;color:var(--ink);margin:0 0 12px;}
.nc-svc-card p{color:var(--muted);font-size:14.5px;line-height:1.6;margin:0 0 18px;}
.nc-svc-card .more{margin-top:auto;color:var(--accent);font-weight:600;font-size:13.5px;}
.nc-svc-mini{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;}
.nc-svc-chip{display:inline-flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:4px;padding:12px 20px;color:var(--ink)!important;font-weight:600;font-size:14px;transition:all .3s;}
.nc-svc-chip i{color:var(--accent);}
.nc-svc-chip em{font-style:normal;color:var(--accent);transition:transform .3s;}
.nc-svc-chip:hover{border-color:var(--ink);transform:translateY(-3px);}
.nc-svc-chip:hover em{transform:translateX(4px);}

/* ============================================================
   AUTH
   ============================================================ */
.td-authentication-section{background:var(--soft);padding:60px 0;min-height:100vh;display:flex;align-items:center;}
.td-authentication-section .auth-main-grid{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:var(--shadow);}
.td-authentication-section .auth-from-main{padding:54px 50px;}
.auth-intro-content .title{font-family:var(--display)!important;color:var(--ink)!important;font-weight:400;}
.td-authentication-section .input-label{color:var(--ink)!important;font-weight:600;font-size:13.5px;letter-spacing:.02em;}
.td-authentication-section .input-label span{color:var(--accent);}
.td-authentication-section .form-control{background:#fff!important;border:1px solid var(--line)!important;color:var(--ink)!important;border-radius:6px!important;height:54px;}
.td-authentication-section .form-control:focus{border-color:var(--ink)!important;box-shadow:0 0 0 3px rgba(14,34,51,.10)!important;}
.td-authentication-section .input-icon{color:var(--accent)!important;}
.td-authentication-section .cbx span{color:var(--muted)!important;}
.td-authentication-section .td-underline-btn{color:var(--accent)!important;}
.td-authentication-section .auth-privacy-policy .description{color:var(--muted)!important;}
.auth-banner-wrapper{background:var(--ink)!important;position:relative;}
.auth-banner-contents .title{font-family:var(--display)!important;color:#fff!important;font-weight:400;}
.auth-banner-contents .description{color:rgba(255,255,255,.82)!important;}
.auth-logo img{height:48px;width:auto;}

/* ============================================================
   FOOTER (navy)
   ============================================================ */
footer .td-footer-section{background:var(--ink)!important;color:rgba(255,255,255,.75);}
footer .footer-content .description{color:rgba(255,255,255,.65)!important;}
footer .footer-wg-head .title{font-family:var(--display)!important;color:#fff!important;font-weight:500;}
footer .footer-links ul li a{color:rgba(255,255,255,.65)!important;font-size:15px;transition:color .3s,padding .3s;}
footer .footer-links ul li a:hover{color:var(--accent-2)!important;padding-left:5px;}
footer .footer-input input{background:rgba(255,255,255,.06)!important;border:1px solid rgba(255,255,255,.16)!important;color:#fff!important;border-radius:6px!important;}
footer .footer-socials a{border:1px solid rgba(255,255,255,.2)!important;color:rgba(255,255,255,.8)!important;transition:all .3s;}
footer .footer-socials a:hover{background:var(--accent)!important;color:#fff!important;border-color:var(--accent)!important;}
footer .footer-copyright{border-top:1px solid rgba(255,255,255,.1);}
footer .copyright-text .description{color:rgba(255,255,255,.5)!important;}
.footer-glows,.investors-shapes,.faq-glows,.payment-gateways-glows,.blog-shapes,.footer-logo+.description~*{}
.footer-glows,.investors-shapes,.faq-glows,.payment-gateways-glows,.blog-shapes{display:none!important;}
/* footer logo: swap to a light treatment via brightness since base logo is dark on navy */
footer .footer-logo img{filter:brightness(0) invert(1);opacity:.92;}
/* safety: keep footer content visible even if scroll-reveal animation doesn't fire */
footer .has_fade_anim{opacity:1!important;transform:none!important;}

/* ============================================================
   FAQ ACCORDION
   ============================================================ */
.nc-acc{max-width:860px;margin:0 auto;display:grid;gap:12px;}
.nc-acc-item{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;transition:border-color .3s,box-shadow .3s;}
.nc-acc-item.open{border-color:var(--line-strong);box-shadow:var(--shadow);}
.nc-acc-q{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:22px 24px;display:flex;justify-content:space-between;align-items:center;gap:18px;font-family:var(--display);font-size:1.12rem;color:var(--ink);}
.nc-acc-q .ico{flex:0 0 auto;width:26px;height:26px;border-radius:50%;border:1px solid var(--accent);color:var(--accent);display:flex;align-items:center;justify-content:center;transition:transform .3s,background .3s,color .3s;font-size:12px;}
.nc-acc-item.open .nc-acc-q .ico{background:var(--accent);color:#fff;transform:rotate(45deg);}
.nc-acc-a{max-height:0;overflow:hidden;transition:max-height .35s ease;}
.nc-acc-a p{padding:0 24px 24px;color:var(--muted);font-size:15px;margin:0;line-height:1.72;}

/* ============================================================
   LEGAL / PROSE (privacy, terms, dynamic)
   ============================================================ */
.nc-legal{max-width:860px;margin:0 auto;}
.nc-legal h1,.nc-legal h2,.nc-legal h3,.nc-legal h4,.nc-legal h5{font-family:var(--display);font-weight:500;color:var(--ink);margin:30px 0 12px;line-height:1.25;}
.nc-legal h2{font-size:1.7rem;}.nc-legal h3{font-size:1.4rem;}.nc-legal h4{font-size:1.2rem;}
.nc-legal p{color:var(--text);margin:0 0 16px;line-height:1.85;}
.nc-legal a{color:var(--accent);text-decoration:underline;}
.nc-legal ul,.nc-legal ol{margin:0 0 18px 22px;color:var(--text);}
.nc-legal li{margin-bottom:9px;line-height:1.7;}
.nc-legal b,.nc-legal strong{color:var(--ink);}
.nc-legal hr{border:none;border-top:1px solid var(--line);margin:28px 0;}

/* ============================================================
   CONTACT
   ============================================================ */
.nc-contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:48px;align-items:start;}
.nc-contact-info{display:grid;gap:16px;}
.nc-ci{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px 24px;}
.nc-ci .ic{width:46px;height:46px;border-radius:10px;background:var(--ink);color:#fff;display:flex;align-items:center;justify-content:center;font-size:17px;flex:0 0 auto;}
.nc-ci h4{font-family:var(--display);color:var(--ink);margin:0 0 5px;font-size:1.08rem;}
.nc-ci p,.nc-ci a{color:var(--muted);font-size:14.5px;margin:0;display:block;}
.nc-ci a:hover{color:var(--accent);}
.nc-contact-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:38px;}
.nc-contact-form .td-form-group{margin-bottom:0;}
.nc-contact-form .input-label{display:block;font-weight:600;font-size:13px;color:var(--ink);margin-bottom:7px;letter-spacing:.01em;}
.nc-contact-form .input-label span{color:var(--accent);}
.nc-contact-form .form-control{width:100%;background:#fff;border:1px solid var(--line);border-radius:6px;padding:13px 15px;color:var(--ink);font-family:var(--body);font-size:15px;transition:border-color .25s,box-shadow .25s;}
.nc-contact-form .form-control:focus{outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(14,34,51,.08);}
.nc-contact-form textarea.form-control{min-height:150px;resize:vertical;}

/* ============================================================
   PAGINATION
   ============================================================ */
.nc-pager{margin-top:54px;}
.nc-pager nav{display:flex;justify-content:center;}
ul.pagination{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;list-style:none;padding:0;margin:0;}
ul.pagination li a,ul.pagination li span{display:flex;min-width:44px;height:44px;align-items:center;justify-content:center;border:1px solid var(--line);border-radius:8px;color:var(--ink);padding:0 12px;font-size:14px;font-weight:600;background:#fff;transition:all .25s;}
ul.pagination li.active span,ul.pagination li.active a{background:var(--ink)!important;color:#fff!important;border-color:var(--ink)!important;}
ul.pagination li a:hover{border-color:var(--ink);}
ul.pagination li.disabled span{opacity:.4;}

/* ============================================================
   BLOG POST (detail)
   ============================================================ */
.nc-post{max-width:840px;margin:0 auto;}
.nc-post .meta{color:var(--accent);font-size:12px;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px;font-weight:600;}
.nc-post h1{font-family:var(--display);font-weight:400;font-size:clamp(2rem,3.6vw,2.9rem);color:var(--ink);line-height:1.14;margin:0 0 28px;}
.nc-post .cover{border-radius:var(--radius);overflow:hidden;margin-bottom:36px;}
.nc-post .cover img{width:100%;height:auto;display:block;}
.nc-post-back{display:inline-flex;align-items:center;gap:8px;color:var(--accent);font-weight:600;font-size:14px;margin-top:36px;}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width:1100px){
  .nc-insights-grid,.nc-wwd-grid,.nc-tmls{grid-template-columns:repeat(2,1fr);}
  .nc-pkgs{grid-template-columns:repeat(3,1fr);}
  .nc-tv-grid{grid-template-columns:1fr;}
  .nc-tv-panel{height:420px;}
}
@media (max-width:991px){
  .nc-hero{padding:142px 0 72px;}
  .nc-hero-grid,.nc-why-grid,.nc-inner-hero-grid,.nc-contact-grid{grid-template-columns:1fr;gap:48px;}
  .nc-hero-visual{max-width:460px;margin:0 auto;}
  .nc-metrics .grid{grid-template-columns:repeat(2,1fr);gap:40px 20px;}
  .nc-metric:nth-child(2)::after{display:none;}
  .nc-cta-inner{padding:60px 36px;}
}
@media (max-width:767px){
  .nc-wwd-grid,.nc-tmls,.nc-svc-grid{grid-template-columns:1fr;}
  .nc-pkgs{grid-template-columns:1fr 1fr;}
  .nc-check-list.two-col{grid-template-columns:1fr;}
  .nc-metrics .grid{grid-template-columns:1fr!important;}
  .nc-consult{flex-direction:column;align-items:flex-start;}
}
@media (max-width:680px){
  body{font-size:16px;}
  .nc-section{padding:72px 0;}
  .nc-insights-grid,.nc-pkgs{grid-template-columns:1fr;}
  .nc-hero-slider h1{font-size:2.4rem;}
}